Lake Elmo Homes with Waterfront

Nestled in the heart of Washington County, Minnesota, the picturesque city of Lake Elmo offers a serene escape from the hustle and bustle of city life. Known for its tranquil atmosphere and stunning natural surroundings, Lake Elmo is a haven for those seeking a peaceful retreat.

One of the most coveted features of real estate in Lake Elmo is the abundance of homes with waterfront access. Whether it's a charming lakeside cottage or a luxurious waterfront estate, residents can enjoy the beauty of the water right at their doorstep. Imagine waking up to the gentle lapping of waves or spending evenings watching the sunset over the shimmering lake – life in Lake Elmo is truly idyllic.

With its close-knit community, top-rated schools, and easy access to outdoor recreational activities, Lake Elmo is the perfect place to call home. Whether you're looking for a weekend getaway or a permanent residence, Lake Elmo offers a unique blend of tranquility and convenience that is hard to find elsewhere.

Newest Lake Elmo Homes with Waterfront

$925,000

4 Beds ⋅ 3 Baths ⋅ 7103537 MLS

Welcome to your own slice of paradise on Lake DeMontreville, part of the highly sought after Tri Lakes chain in Lake Elmo. Set on 1.32 acres with 20 feet lake frontage, this architecturally distinctive mid century inspired retreat blends natural woodwork, brick and stone accents, exposed beams, expansive windows, and dramatic vaulted ceilings to create a warm, inviting home that feels like a year round getaway. The spacious living room is filled with natural light and anchored by a brick fireplace, while the open dining area flows into a generously sized kitchen updated shortly before the current sellers purchased the home. Featuring abundant natural wood cabinetry, a center island, and a new oven added in 2026, the kitchen also offers direct access to the deck for easy indoor and outdoor entertaining. The main level includes the primary bedroom with a private bath, plus an additional bedroom and bath. The finished walkout lower level offers two more bedrooms, a full bath remodeled in 2020, a large recreation room with a second gas fireplace, laundry and utility space, and a private sauna. Both original wood fireplaces were converted to gas, with the upstairs fireplace completed in 2017 and the downstairs fireplace in 2019. Extensive improvements include a replaced septic system, water softener, and iron filter in 2016; replacement windows in 2021; a new roof in 2023; and a new boiler and water heater in 2025. New carpet was also installed in the upstairs bedrooms and staircases in 2025, along with new carpet in the downstairs bedrooms and family room. Outdoor living is equally impressive with multiple deck and balcony spaces, mature trees, and a peaceful path leading to the shoreline. The backyard was graded flat and trees were removed to create a large, level play space, while a full yard in ground sprinkler system makes maintaining the grounds easier. Power and water have also been installed to the lake. The driveway was expanded and limestone walls were built in 2016, the driveway was replaced in 2021 and sealed in 2025, and new garage doors and openers were installed in 2024. Car enthusiasts and outdoor recreation lovers will appreciate the exceptional parking and storage provided by the large attached garage and large detached garage with RV parking availability, with gas service installed in the shop in 2024. Enjoy boating, fishing, and lake life from your own backyard on Lake DeMontreville, with a navigable channel providing direct access to neighboring Olson Lake. Adding to the appeal is the voluntary Tri Lakes Improvement Association, serving the Lake DeMontreville, Jane, and Olson Lake area and bringing neighbors together with water ski and swim lessons, a summertime pontoon party, an annual water ski show and Tri Lakes Community Day, a monthly dinner club, and seasonal celebrations. Move in ready and thoughtfully improved inside and out, this is a truly special opportunity to enjoy lake living, generous garage space, distinctive architecture, and a welcoming community in Lake Elmo. Please excluded dock from sale.

7920 Hill Trail N, Lake Elmo

Listing courtesy of Keller Williams Premier Realty.

$975,000

5 Beds ⋅ 3 Baths ⋅ 7095467 MLS

Where else can you find a totally private home, over an acre, on a fully recreational lake, with a boathouse, 4+ garage stalls, a greenhouse, and over 3,000 total finished square feet this close to the cities?! This incredible home is set on 1.1 wooded acres and offers approximately 200 feet of shoreline. This architecturally distinctive mid century retreat blends natural stone and warm wood into a home that feels like a year round cabin getaway. Vaulted beamed ceilings and walls of windows fill the upper level living room with natural light and sweeping treetop views, while the adjoining screened porch and deck provide the perfect setting to relax and enjoy the peaceful sounds of the lake. The eat in kitchen features warm wood cabinetry, abundant storage, and an inviting flow to the dining spaces. With five bedrooms and three bathrooms across four thoughtfully designed levels, there is room for everyone, including a spacious walkout lower level with a large recreation room and fifth bedroom that is perfect for guests, a home office, or additional living space. Outside, a winding stone path leads through the trees, across a charming footbridge, and down to your private dock and rustic screened bunkie at the water's edge, creating an unforgettable space for morning coffee, afternoon relaxation, or sunset evenings. The property also features a massive storage building offering exceptional space for hobbies, recreational equipment, or workshop needs, along with a greenhouse that is perfect for gardening enthusiasts and extending the growing season. Beyond the property, enjoy a lifestyle centered around nature, recreation, and a welcoming neighborhood with nearby Lakes Jane and Olson, an active volunteer lake association, year round community events, water safety programs, and access to Pebble Park with beaches, trails, playgrounds, tennis and pickleball courts, and seasonal activities. Lake DeMontreville itself is a 157 acre fully recreational lake with approximately three miles of shoreline and is widely recognized as one of the East Metro's premier bass fishing lakes. Please note new steps down to lake are being installed in the next two weeks.

8000 Hill Trail N, Lake Elmo

Listing courtesy of Keller Williams Premier Realty.

$2,199,000

4 Beds ⋅ 5 Baths ⋅ 7083636 MLS

Welcome to your ultimate waterfront oasis on highly sought-after Lake Elmo! Located steps from Lake Elmo Park Reserve, this custom-built luxury home combines master craftsmanship and artisan features with seamless indoor-outdoor entertaining. Exceptional details run throughout, including a charming secret door in the main-level office—simply pull the wooden “V” on the built-in bookshelf to reveal a hidden staircase leading to the lower level. An open, sophisticated main-level layout maximizes stunning water views. The gourmet kitchen is a chef’s dream, featuring a massive center island with seating, premium Viking stainless steel appliances, and effortless access to the screened porch and deck with a built-in grill. A functional mudroom/craft room boasts a large built-in desk, abundant storage, and access to the south garage. The thoughtfully designed upper level has three bedrooms on one level. Wake up to panoramic lake views in the primary suite, complete with a walk-in closet and a private full ensuite. Bedrooms two and three share a clever Jack-and-Jill full bath, each equipped with its own private sink area. A dedicated laundry room and two versatile bonus/flex rooms complete this floor. The lower level is an entertainer's dream and a hobbyist's paradise! The family room offers ample space for gaming and a home theater zone with 7.2 surround sound. A premium wet bar features a full dishwasher, built-in ice maker, sink, and beverage fridge. Guests will love the private fourth bedroom suite with a 3/4 ensuite. Behind a second secret wall door lies the ultimate workshop, boasting a 100-amp subpanel for 220V/60A tools, an in-floor dust collection system, custom storage, a utility sink, and wide double doors to the yard. The home includes a new A/C & furnace (2023), roof & soffit (2022), two on-demand water heaters, a water filtration system, an air exchanger, and three electrical panels (one 200-amp, two 100-amp). Vehicle enthusiasts will love the two heated 2-car garages featuring epoxy floors, built-in storage, and an EV charging station. The lower-level walkout opens to a resort-style stamped concrete patio sheltered by a knotty pine ceiling with a fan. This hosting hub includes an under-stairs bar, two working sinks, TV hookups, and hot tub wiring. Professionally tiered landscaping leads down to a lakeside fire pit (handmade pine furniture included!). Waterfront living is made easy with a new, permanent "Boat Lift Boss" aluminum/PVC dock and included boat lift, giving you instant access to fish and cruise this pristine 257-acre, 140-ft deep recreational lake. Turn your dreams into reality—schedule your private tour today!

2975 Klondike Avenue N, Lake Elmo

Listing courtesy of Keller Williams Premier Realty.

$727,000

4 Beds ⋅ 4 Baths ⋅ 7018226 MLS

LOCATION, LOCATION, LOCATION...! 10 ACRES ON SUNFISH LAKE. BRING YOUR IDEAS. HUGE POTENTIAL. PICS COMING SOON.

10732 Stillwater Boulevard N, Lake Elmo

Listing courtesy of Century 21 Atwood.

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