White Bear Lake Homes with Tree Coverage - Medium Lot Description

Welcome to White Bear Lake, a charming city located in Ramsey County, Minnesota. Known for its picturesque landscapes and serene surroundings, White Bear Lake is a haven for nature enthusiasts and those seeking a peaceful community to call home.

Situated in the heart of Minnesota, White Bear Lake offers residents a unique blend of small-town charm and urban convenience. With its close proximity to the Twin Cities metropolitan area, residents have easy access to a wide range of amenities, including shopping centers, restaurants, and entertainment options.

One of the standout features of White Bear Lake is its abundance of homes with tree coverage on medium-sized lots. If you are a nature lover, you will appreciate the beauty and tranquility that these homes provide. Imagine waking up to the sound of birds chirping and the sight of lush greenery right outside your window. These homes offer the perfect balance between privacy and a sense of community.

Whether you are looking for a cozy cottage or a spacious family home, White Bear Lake has a diverse range of real estate options to suit your needs. From historic properties with character to modern, newly built homes, there is something for everyone.

With its scenic beauty, friendly community, and convenient location, White Bear Lake is an ideal place to settle down and enjoy a quality lifestyle. Come and explore all that this charming city has to offer and find your perfect home amidst the tree-covered lots.

Newest White Bear Lake Homes with Tree Coverage - Medium Lot Description

$559,000

4 Beds ⋅ 2 Baths ⋅ 7140756 MLS

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home situated on a rare, sprawling 0.4-acre double lot! Nestled in a highly sought-after White Bear Lake neighborhood, you are just moments away from the vibrant shopping, dining, schools and lakeside charm of downtown White Bear Lake. From the moment you arrive, the incredible curb appeal, meticulous landscaping, private fenced-in backyard, and brand-new roof, gutters, soffit, and fascia (2025) will catch your eye. The inviting main level features Karndean luxury vinyl plank flooring and an updated kitchen complete with a Cambria quartz island countertop and newer premium appliances, including a JennAir downdraft oven and refrigerator. The main level also holds two comfortable bedrooms and a full bathroom. Head upstairs to find the ultimate hangout space—a massive bonus room complete with a cozy gas fireplace. The fully remodeled basement (2021-2022) offers two additional bedrooms, a 3/4 bathroom, and an abundance of storage space. Rest easy knowing the big-ticket maintenance items are already done, including a high-efficiency furnace with central air and an Aprilaire purification system (2021), an updated electrical panel with a fireman shutoff (2025), and a new water heater. Car enthusiasts, hobbyists, and outdoor lovers will be thrilled by the parking options. In addition to the attached 2-stall garage with an insulated garage door, the property features a detached outbuilding. This oversized 2-stall garage is the perfect setup for a workshop, boat storage, or keeping all your favorite toys. Don't miss the chance to make this deeply cared-for, turn-key gem your own! Click the link to explore the full photo gallery and take the 3D virtual tour today.

1905 Garden Lane, White Bear Lake

Listing courtesy of POP Realty MN.

$1,100,000

5 Beds ⋅ 4 Baths ⋅ 7131581 MLS

Water, water, everywhere! Lakefront AND Pond front with amazing White Bear Lake front views! Original family owned coming to market for the first time! 5 bedrooms on one level, plus main floor library/bedroom/office. Generous room sizes and a timeless floor plan to make your dreams come alive! Dated but darling! Main floor family room, 3 season porch, fenced yard, right on the low traffic one way lake links trail/South Shore Blvd. Bring your imagination and build your legacy!

2368 S Shore Boulevard, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

$399,900

3 Beds ⋅ 2 Baths ⋅ 7081420 MLS

Welcome home to this beautifully updated and exceptionally well maintained rambler in a fantastic South White Bear Lake neighborhood. Thoughtful improvements throughout make this home truly move in ready. The bright and spacious main level features three bedrooms, solid oak closet doors and LVP flooring installed in 2024. The main level bathroom was also remodeled in 2024 with ceramic tile flooring. Completely remodeled in 2020, the kitchen features custom cabinetry, granite countertops, stainless steel appliances, a gas range, pantry and undercabinet lighting on a dimmer switch. LED lighting with dimmer switches runs throughout the kitchen, basement and breezeway. A wall was opened between the kitchen and living room to create an inviting open concept layout with an easy flow into the dining area. The finished breezeway was completed in 2021 and offers in floor heat, Marvin windows and trim, and an impressive eight foot Marvin sliding glass door leading to the backyard. Anderson Renewal windows are featured throughout the rest of the home (they were installed on the main floor in 2022). The lower level offers outstanding additional living space, including a three quarter bathroom completed in 2025 with LVP flooring, and a large family room finished in 2026. All new carpet is featured throughout the remaining finished lower level spaces. Two egress windows are already installed, providing excellent potential to create a fourth bedroom or private bedroom suite. A separate storage room adds even more functionality. Extensive infrastructure improvements include completely updated plumbing and all new basement piping in 2025, a replaced basement utility sink, a new utility backup valve, an updated electrical panel with new circuit breakers, two basement service panels and a whole house surge protector. Exterior updates include LP SmartSide siding with a transferable 5 year 100% labor and replacement warranty and a 50 year prorated limited warranty on the substrate, maintenance free Gutter Helmet gutters, and a roof replaced in 2023 and 2024. The well has also been professionally sealed. A gas line for grilling is conveniently located outside the kitchen window, with its shutoff valve in the laundry room. Security cameras and the security system are included. Young Cotton Eastern Hedges planted in 2021 are expected to reach approximately eight to ten feet tall and will make for an attractive privacy screen as they mature. The garage includes its own subpanel, and a 30 amp RV service is located along the side of the garage. All of this is set in an incredibly convenient location near shopping, schools, the YMCA, parks and a close proximity to charming downtown White Bear Lake!

3887 Van Dyke Street, White Bear Lake

Listing courtesy of Keller Williams Premier Realty.

$520,000

3 Beds ⋅ 3 Baths ⋅ 7137917 MLS

Welcome to this beautifully maintained and extensively updated home in desirable Birchwood Village! Nearly every major improvement has already been completed, giving you the opportunity to move in and simply enjoy. From the moment you arrive, you'll appreciate the exceptional curb appeal with new siding (2023), a new roof (2022), updated windows and doors, and an attached two-car garage featuring insulated garage doors and new electronic openers (2023). Inside, you'll find a spacious and functional layout with 3 bedrooms, 4 bathrooms, and two separate living areas that offer plenty of space for entertaining, family gatherings, or relaxing at home. The living room with vaulted ceilings showcases high-end luxury vinyl plank flooring, lots of light, as well as a cozy gas fireplace for enjoying during the colder months. The dining area is open to the kitchen and living room which is great for encouraging conversations and socializing with family and friends. Step outside to your own private backyard retreat, where mature pine trees create a peaceful backdrop. Enjoy your morning coffee or unwind in the evening on the spacious deck while taking in the abundant wildlife and tranquil natural surroundings. The beautifully updated kitchen is the heart of the home, complete with stainless steel appliances, soft-close cabinetry, and elegant quartz countertops, creating a stylish and functional space for cooking and gathering. The upper level features a spacious owner's suite complete with a private en suite bathroom, offering a relaxing retreat at the end of the day. Two additional bedrooms on the upper level provides a functional and wonderful layout for bedrooms or an office space. The lower level expands your living space with a cozy family room, a convenient laundry area, and abundant storage to meet your everyday needs. An attached two-car garage provides additional storage and convenience. Additional mechanical updates provide outstanding value and peace of mind, including a new furnace (2020), water heater (2022), washer and dryer (2022), and water softener (2023) and new carpeting family room and lower level (2026). With quality updates throughout, major improvements already completed, and a beautiful setting, this move-in-ready Birchwood Village home is one you won't want to miss. Birchwood Village Info: There is lake access to 5 beach areas for village residents. See supplements for use and optional Birchwood Dock Association membership. Residents can use these parks for swimming and picnicking. Each lake tract / beach has a private dock owned and maintained by the Birchwood Dock Association (BDA) except Kay Beach, which is reserved for swimming only. The BDA is a local organization made up exclusively of Birchwood residents. Every Birchwood resident may become a member of the BDA and put their name on a waiting list for a boat slip, but membership is not required for Birchwood resident to access the docks. Access is open to all village residents, but boat slips are limited and allocated via a waiting list lottery system. All boats must use lifts (no mooring directly to docks), and slips are granted for up to 6 years. Here's a breakdown of costs: -BDA Membership Dues: $35 per year, waiting List Deposit: $200 (refundable or applied toward fees once a slip is available). https://cityofbirchwood.com/community/birchwood-dock-association/

619 Birchwood Avenue, White Bear Lake

Listing courtesy of Edina Realty, Inc..

$229,900

2 Beds ⋅ 2 Baths ⋅ 7138874 MLS

Welcome to 1883 County Road E, where low-maintenance townhome living comes with the space and character you have been searching for. One of only a few units in the development with a finished basement, this home provides valuable additional living space for movie nights, a home office, workouts, hobbies or overnight guests. The lower level even features its own sauna room—your private retreat at the end of a long day. Upstairs, two oversized bedrooms offer room to truly spread out, while the primary bedroom connects directly to a convenient walk-through bathroom. Located near major highways, this home keeps downtown St. Paul, Minneapolis and the entire Twin Cities metro within easy reach. When it is time to stay closer to home, enjoy everything White Bear Lake is known for: beautiful parks and trails, recreation on the lake, community events, and a vibrant downtown filled with locally owned restaurants, shops and small-town charm. This is more than a townhome—it is extra space, everyday convenience and the White Bear Lake lifestyle all in one.

1883 County Road E E, White Bear Lake

Listing courtesy of Worth Clark Realty.

$400,000

4 Beds ⋅ 2 Baths ⋅ 7129324 MLS

This charming residence built in 1915 is rich with history and was featured on the White Bear Lake Historical Society Tour in 2017. Inside, a rustic charm shines with details like the staircases’ original farmhouse light fixture – once holding candlesticks, now converted to electric. The open family room is highlighted by a vaulted wood-beam ceiling and a warm brick fireplace. The updated kitchen flows into a convenient wet bar area complete with built-in wine storage and a wine cooler. Enjoy multi-season living in the light-filled sunroom leading out to the back deck. Set on a sprawling lot of just over half an acre, the property features a fully chain-link fenced yard with peaceful, tree-lined views. Multiple cozy bedrooms offer bright natural light, while flexible living spaces provide endless possibilities. Nestled in a prime location close to local amenities, parks, and White Bear Lake - don't miss this beautiful home!

5505 Portland Avenue, White Bear Lake

Listing courtesy of Keller Williams Integrity NW.

$520,000

4 Beds ⋅ 2 Baths ⋅ 7136984 MLS

A rare opportunity to own 78 feet of private lakeshore on Goose Lake! Goose Lake is separated from White Bear Lake by State Highway 61. This home is on a spacious, flat ½-acre lot surrounded by mature trees. This property offers the kind of privacy, outdoor space, and lake lifestyle that is increasingly hard to find in White Bear Lake. Tucked away on a peaceful, private-feeling setting, this charming 4-bedroom, 2-bath rambler is ready for its next chapter. With 1,966 finished square feet, the home offers comfortable main-level living with three bedrooms on the main floor! Inside, the rambler layout offers easy everyday living, while the unfinished attic provides an exciting opportunity for future expansion, storage, or creative additional living space. The possibilities are yours to explore. The lower level has a 4th bedroom, 3/4 fully tiled bathroom, oversized laundry room, 2nd family room with corner fireplace and a ton of storage space!! A detached two-car garage provides convenient parking and storage, while the generous driveway and expansive yard offer plenty of room for guests and outdoor toys. The oversized deck creates the perfect setting for morning coffee, summer gatherings, sunset cocktails, and unforgettable lake days. And then there’s the location—close to everything that makes White Bear Lake so desirable while still offering the privacy and tranquility of a true lakefront retreat. Enjoy nearby parks, shopping, dining, schools, recreation, and all the charm of the White Bear Lake community. Make this house your home!!

4090 Highland Avenue, White Bear Lake

Listing courtesy of Engel & Volkers Prior Lake.

$389,900

4 Beds ⋅ 2 Baths ⋅ 7135986 MLS

2.99% Assumable FHA loan! Welcome to 3498 Midland Court, a charming 4-bedroom, 2-bathroom home nestled on a spacious lot in a convenient White Bear Lake location. Offering approximately 1,943 square feet of living space, this home provides a comfortable layout with plenty of room for everyday living, entertaining, and future personalization. The property features an attached garage, central air conditioning, forced-air heating, and a welcoming fireplace. The generous approximately 10,800-square-foot lot provides valuable outdoor space for relaxing, gardening, recreation, or entertaining. Located in a desirable White Bear Lake area close to schools, parks, shopping, dining, and everyday conveniences, this home offers a wonderful opportunity to enjoy all that the community has to offer while creating a space that truly feels like home. Come see the possibilities!

3498 Midland Court, White Bear Lake

Listing courtesy of Real Broker, LLC.

$214,900

2 Beds ⋅ 1 Baths ⋅ 7129486 MLS

Location, location, location. This clean and cute townhome sits at the end of a cul-de-sac and has nothing but trees and fields across the street which is what you will enjoy while sitting on your patio. Quiet street and nature filled area. You will love your west facing outdoor oasis of a space from your patio. This home has been nicely updated with new furnace(2023), new water heater(2023), dishwasher(2025), new floors(LVP) in bath, kitchen and entryway. Stainless steel appliances and main floor laundry. Neutral colors and granite counter tops in both kitchen and bath. You will be warmed by the gas fireplace on those chilly evenings and wintry nights. Huge primary bedroom with walk in closet. Very affordable living as the association is pro-active and dues are only $345.00 covering many of your expenses including water/sewer and trash so very easy to manage payments. These townhomes do not come available very often so don't pass this one by. Its a perfect place to call home for the first time homeowner or the down-sizer. Enjoy all that White Bear Lake living has to offer.

3724 Big Linden Curve, White Bear Lake

Listing courtesy of eXp Realty.

$675,000

5 Beds ⋅ 4 Baths ⋅ 7133729 MLS

Welcome to 1147 Pine Hill Lane—a warm and inviting home with plenty of space for everyone to feel comfortable. Built by Hanson Builders in 2016, this thoughtfully designed home offers five bedrooms, four bathrooms, and a layout that works beautifully for both everyday living and special gatherings. Four bedrooms are conveniently located upstairs, along with the laundry room, making daily routines a little easier. The spacious primary suite provides a peaceful place to unwind, complete with a private ensuite bathroom and walk-in closet. On the main level, a dedicated office offers a quiet space for working from home, studying, or simply staying organized. The finished lower level adds even more flexibility with a fifth bedroom and a generous living area that’s perfect for movie nights, guests, hobbies, or a comfortable retreat. Outside, you’ll find durable Hardie siding, gutters, a backyard patio, and a chain-link fenced yard with room for pets, play, and summer get-togethers. If a hot tub is part of your future plans, the 220-volt connection is already in place. Located in the White Bear Lake School District with convenient access to highways, shopping, dining, parks, and everyday amenities, this home offers a wonderful combination of comfort and convenience. With no HOA, you’ll also have the freedom to make the home and yard truly your own.

1147 Pine Hill Lane, White Bear Lake

Listing courtesy of Worth Clark Realty.

$415,000

4 Beds ⋅ 2 Baths ⋅ 7133007 MLS

Back on the market due to previous buyer's home not selling. This is so much more than the standard WBL rambler! There was a 2019 addition to the home that created the kitchen you've been looking for!!! And new main level family room living area adjacent to that Kitchen that you'll spend all your time in. You get a bonus living area + a bright Living Room + Dining Room + 3 bedrooms all on one level with an updated bathroom. Other highlights include are renovated bathrooms and outdoor sport court for all the pickleball you can play, or hoop it up. Sellers have also updated the lower level with a new primary suite and private bathroom. There is additional storage in the LL. This Home is a definite must see!

3680 Fairlane Street, White Bear Lake

Listing courtesy of Edina Realty, Inc..

$350,000

3 Beds ⋅ 2 Baths ⋅ 7087881 MLS

Welcome home to this charming midcentury modern rambler nestled in a quiet White Bear Lake neighborhood. This home offers a functional one level layout with three bedrooms on the main floor and plenty of additional living space in the finished lower level. The main level bathroom was beautifully remodeled in 2016, while the lower level was remodeled in 2020, including updates to the plumbing in the laundry area and main level bathroom. The spacious lower level provides flexible space for a family room, office, recreation area, or hobbies. Outside, enjoy a large yard and deck that was freshly re-decked in summer 2026. Additional improvements include a new roof with soffit and fascia in 2024 and exterior painting completed in fall 2025. Conveniently located near area trails, schools, the YMCA, shopping, dining, and everything White Bear Lake has to offer, this well cared for home combines classic midcentury character with thoughtful updates throughout.

3461 McKnight Road N, White Bear Lake

Listing courtesy of Keller Williams Premier Realty.

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